My money situation, need some advice.. what should I do?

Pay hardest on the bills that have the highest interest and don't buy anything else on credit. On the bills with no interest until 09. Is the interest deferred if you have the principal paid off by 09 and if not then does it all come due or is it a truly free loan until 09? Why would you want to borrow money at 10%? That's way too high. There are credit cards out there at 7.9% and one I personally no of that has a 3% transfer fee and no interest for a year. You don't owe that much but have way to many little loans. Get them paid off one by one with out borrowing any more money. If you want to get them paid off quicker, get a second job. You'll have more to pay and less time to spend. As soon as you get out of debt, start saving and learn to live in your limits. No cash, no purchase. Paying interest is just throwing money out the window. . .